[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.glavica.sk\/6-tipov-ako-usetrit-peniaze\/#Article","mainEntityOfPage":"https:\/\/www.glavica.sk\/6-tipov-ako-usetrit-peniaze\/","headline":"6 tipov ako u\u0161etri\u0165 peniaze","name":"6 tipov ako u\u0161etri\u0165 peniaze","description":"Zapisujte si svoje v\u00fddavky \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Prv\u00fdm krokom k \u0161etreniu pe\u0148az\u00ed je zisti\u0165, ko\u013eko miniete. Sledujte v\u0161etky svoje v\u00fddavky, to znamen\u00e1 ka\u017ed\u00fa k\u00e1vu, noviny a ob\u010derstvenie, ktor\u00e9 si kupujete. Po zap\u00edsan\u00ed v\u0161etk\u00fdch v\u00fddavkov zorganizujte ich pod\u013ea kateg\u00f3ri\u00ed, ako napr\u00edklad benz\u00edn alebo nafta, potraviny, voda, k\u00farenie alebo hypot\u00e9ka. M\u00f4\u017eete pou\u017ei\u0165 aj v\u00fdpisy z \u00fa\u010dtu, ktor\u00e9 v\u00e1m s […]","datePublished":"2018-01-23","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.glavica.sk\/author\/#Person","name":"","url":"https:\/\/www.glavica.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e5312f21b37eec0871f00feffaf403580ddf46c2d055479cc6723fb0100721f2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e5312f21b37eec0871f00feffaf403580ddf46c2d055479cc6723fb0100721f2?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"glavica.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.glavica.sk\/wp-content\/uploads\/img_a286253_w16519_t1521823909.jpg","url":"https:\/\/www.glavica.sk\/wp-content\/uploads\/img_a286253_w16519_t1521823909.jpg","height":0,"width":0},"url":"https:\/\/www.glavica.sk\/6-tipov-ako-usetrit-peniaze\/","wordCount":423,"articleBody":"Zapisujte si svoje v\u00fddavky\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Prv\u00fdm krokom k \u0161etreniu pe\u0148az\u00ed je zisti\u0165, ko\u013eko miniete. Sledujte v\u0161etky svoje v\u00fddavky, to znamen\u00e1 ka\u017ed\u00fa k\u00e1vu, noviny a ob\u010derstvenie, ktor\u00e9 si kupujete. Po zap\u00edsan\u00ed v\u0161etk\u00fdch v\u00fddavkov zorganizujte ich pod\u013ea kateg\u00f3ri\u00ed, ako napr\u00edklad benz\u00edn alebo nafta, potraviny, voda, k\u00farenie alebo hypot\u00e9ka. M\u00f4\u017eete pou\u017ei\u0165 aj v\u00fdpisy z \u00fa\u010dtu, ktor\u00e9 v\u00e1m s t\u00fdm pom\u00f4\u017eu.Vytvorte si rozpo\u010det\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Akon\u00e1hle budete ma\u0165 predstavu o tom, ko\u013eko miniete za mesiac, m\u00f4\u017eete za\u010da\u0165 organizova\u0165 svoje zaznamenan\u00e9 v\u00fddavky do realizovate\u013en\u00e9ho rozpo\u010dtu. V\u00e1\u0161 rozpo\u010det by mal na\u010drtn\u00fa\u0165, ko\u013eko by ste mali maxim\u00e1lne min\u00fa\u0165 za mesiac- tak\u017ee m\u00f4\u017eete si pl\u00e1nova\u0165 svoje v\u00fddavky a taktie\u017e obmedzi\u0165 aj, aby ste rozpo\u010det neprekro\u010dili. Okrem va\u0161ich mesa\u010dn\u00fdch v\u00fddavkov nezabudnite zoh\u013eadni\u0165 v\u00fddavky, ktor\u00e9 sa nevyskytuj\u00fa ka\u017ed\u00fd mesiac, ako napr\u00edklad oprava a \u00fadr\u017eba automobilov.Napl\u00e1nujte si ko\u013eko u\u0161etr\u00edte\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Ke\u010f u\u017e m\u00e1te vytvoren\u00fd rozpo\u010det, vymedzte si v \u0148om jednu kol\u00f3nku na \u0161etrenie pe\u0148az\u00ed.Sna\u017ete sa odlo\u017ei\u0165 aspo\u0148 10-15 percent svojho pr\u00edjmu. Ak s\u00fa va\u0161e v\u00fddavky pr\u00edli\u0161 vysok\u00e9, mali by ste ich zn\u00ed\u017ei\u0165. Najlep\u0161ie sa daj\u00fa zn\u00ed\u017ei\u0165 v\u00fddavky na z\u00e1bavu a stravovanie.Stanovte si ciele\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Chcete \u00eds\u0165 na dovolenku, postavi\u0165 si dom, k\u00fapi\u0165 si auto alebo m\u00e1te hocijak\u00fd in\u00fd sen? Toto je najlep\u0161ia motiv\u00e1cia na \u0161etrenie pe\u0148az\u00ed. Ke\u010f budete ma\u0165 svoje vyt\u00fa\u017eene ciele, tak budete ma\u0165 v\u00e4\u010d\u0161iu chu\u0165 \u0161etri\u0165.Sna\u017ete sa aby bolo \u0161etrenie automatick\u00e9\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Urobte \u0161etrenie zvykom a\u00a0nau\u010dte sa ka\u017ed\u00fd mesiac nie\u010do u\u0161etri\u0165. M\u00f4\u017eete si vytvori\u0165 aj sporiaci \u00fa\u010det v\u00a0banke, ten v\u00e1m tie\u017e m\u00f4\u017ee pom\u00f4c\u0165. Alebo ak chcete \u0161etri\u0165 doma, tak k\u013eudne. V\u0161etko si ka\u017ed\u00fd mesiac poctivo zapisujte a\u00a0budete potom \u013eah\u0161ie vedie\u0165 ko\u013eko presne miniete.Dbajte na to, aby va\u0161e \u00faspory r\u00e1stli\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Sledujte rast va\u0161ich pe\u0148az\u00ed ka\u017ed\u00fd mesiac. Nielen, \u017ee v\u00e1m to pom\u00f4\u017ee dr\u017ea\u0165 sa v\u00e1\u0161ho osobn\u00e9ho pl\u00e1nu \u00faspor, ale tie\u017e v\u00e1m to pom\u00f4\u017ee zisti\u0165 a opravi\u0165 probl\u00e9my. Tieto jednoduch\u00e9 sp\u00f4soby, ako \u0161etri\u0165 peniaze, v\u00e1s m\u00f4\u017eu in\u0161pirova\u0165, aby ste u\u0161etrili viac a r\u00fdchlej\u0161ie dosiahli svoje ciele.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (20 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"6 tipov ako u\u0161etri\u0165 peniaze","item":"https:\/\/www.glavica.sk\/6-tipov-ako-usetrit-peniaze\/#breadcrumbitem"}]}]